{"@context":"https://schema.org","@type":"NewsArticle","generatedAt":"2026-07-23T06:40:50.084Z","headline":"Curative 创始人认同\"SaaS 末日\"论，称用 AI 两个月自研 CRM 替代 Salesforce","description":"美国健康保险公司 Curative 创始人 Fred Turner 认同\"SaaS 末日\"论，称公司已终止每年 60 万美元的 Salesforce 合同，并用 AI 编程两个月自研了 CRM 系统。Curative 计划今年削减约 80% 的 SaaS 支出，转投 AI。其定制 AI 智能体 Gwen 将合同谈判平均成本从 1500-2000 美元降至约 70 美元。","url":"https://www.aioga.com/news/cmruj77fq0haubi07bxj0judd/","mainEntityOfPage":"https://www.aioga.com/news/cmruj77fq0haubi07bxj0judd/","datePublished":"2026-07-21T10:20:02.000Z","dateModified":"2026-07-21T10:20:02.000Z","inLanguage":"zh-CN","publisher":{"@type":"NewsMediaOrganization","name":"Aioga","url":"https://www.aioga.com"},"citation":["https://www.ithome.com/0/979/736.htm","https://aihot.virxact.com/items/cmruj77fq0haubi07bxj0judd"],"canonicalUrl":"https://www.aioga.com/news/cmruj77fq0haubi07bxj0judd/","directAnswer":{"@type":"Answer","text":"Aioga 编辑摘要：美国健康保险公司 Curative 创始人 Fred Turner 认同\"SaaS 末日\"论，称公司已终止每年 60 万美元的 Salesforce 合同，并用 AI 编程两个月自研了 CRM 系统。 Aioga 将其归入「行业动态」方向，重点关注它对真实使用和行业竞争的影响。","url":"https://www.aioga.com/news/cmruj77fq0haubi07bxj0judd/","dateCreated":"2026-07-21T10:20:02.000Z","author":{"@type":"Organization","@id":"https://www.aioga.com/authors/aioga-editorial/#editorial-team","name":"Aioga Editorial Team","url":"https://www.aioga.com/authors/aioga-editorial/"}},"evidence":[{"@type":"CreativeWork","name":"IT之家 source article","url":"https://www.ithome.com/0/979/736.htm","datePublished":"2026-07-21T10:20:02.000Z","provider":{"@type":"Organization","name":"IT之家","url":"https://www.ithome.com/0/979/736.htm"}},{"@type":"CreativeWork","name":"AIHot archive record","url":"https://aihot.virxact.com/items/cmruj77fq0haubi07bxj0judd","datePublished":"2026-07-21T10:20:02.000Z","provider":{"@type":"Organization","name":"AIHot","url":"https://aihot.virxact.com/items/cmruj77fq0haubi07bxj0judd"}}],"aggregationSource":"IT之家（RSS）","originalPublisher":{"name":"IT之家","url":"https://www.ithome.com/0/979/736.htm"},"article":{"id":"cmruj77fq0haubi07bxj0judd","slug":"cmruj77fq0haubi07bxj0judd","url":"https://www.aioga.com/news/cmruj77fq0haubi07bxj0judd/","title":"Curative 创始人认同\"SaaS 末日\"论，称用 AI 两个月自研 CRM 替代 Salesforce","title_en":"靠 AI 两个月自研 CRM 系统，Curative 创始人认同\"SaaS 末日\"论","summary":"美国健康保险公司 Curative 创始人 Fred Turner 认同\"SaaS 末日\"论，称公司已终止每年 60 万美元的 Salesforce 合同，并用 AI 编程两个月自研了 CRM 系统。Curative 计划今年削减约 80% 的 SaaS 支出，转投 AI。其定制 AI 智能体 Gwen 将合同谈判平均成本从 1500-2000 美元降至约 70 美元。","source":"IT之家（RSS）","sourceUrl":"https://www.ithome.com/0/979/736.htm","aiHotUrl":"https://aihot.virxact.com/items/cmruj77fq0haubi07bxj0judd","publishedAt":"2026-07-21T10:20:02.000Z","category":"行业动态","score":59,"selected":false,"articleBody":["IT之家：https://www.ithome.com/ 7 月 21 日消息，据 Business Insider 报道，美国健康保险公司 Curative 创始人兼 CEO 弗雷德 · 特纳（Fred Turner）相信，SaaS（软件即服务）行业正迎来所谓的“SaaSpocalypse（SaaS 末日）”。","在播客《20VC with Harry Stebbings》的一次采访中，主持人问他是否认同“SaaS 正在走向衰落”这一观点，特纳直截了当地回答：“认同。”","当被问及原因时，他表示：“看看我们正在取消的合同数量就知道了。我们最近刚刚终止了 Salesforce 的合同，因为我们已经用 AI 氛围编程（vibe coding）开发了一套自己的 CRM 系统（内部客户关系管理系统）。”","特纳透露，这份 Salesforce 合同每年费用高达 60 万美元（IT之家注：现汇率约合 406.7 万元人民币），而 Curative 仅用了两个月就完成了替代系统的开发。","他表示， 公司计划在今年削减约 80% 的 SaaS 支出，并将这些预算转投 AI 。","他的观点正是华尔街在 2026 年初最担心的“SaaS 末日”理论。随着 AI 编程助手能力迅速提升，投资者开始担心，大量原本购买 SaaS 产品的企业会转而借助 AI 自行开发定制软件，而不是继续购买第三方软件服务。","受这种担忧影响，Salesforce、Asana、DocuSign、ServiceNow、Adobe 和 Workday 等 SaaS 企业股价一度累计下跌 20% 至 50%。","不过，Salesforce CEO 马克 · 贝尼奥夫（Marc Benioff）一直公开反驳这一观点，他表示，公司产品依然保持着“惊人的市场需求”，并特别指出，开发 Claude 模型的大型 AI 公司 Anthropic 至今仍在使用 Salesforce 的服务。","贝尼奥夫在今年 2 月财报电话会议上表示：“如果真有所谓的‘SaaS 末日’，它很可能会被‘SaaS-quatch（SaaS 大脚怪）’吞掉，因为随着 AI 智能体的发展，SaaS 产品实际上变得更强大了，仍然有大量企业在使用它们。”","Salesforce 发言人也表示，目前仍有约 15 万家企业使用 Salesforce 平台，并强调其产品能够满足医疗行业复杂的监管要求，例如 HIPAA（美国《健康保险可携性和责任法案》）。该发言人表示：“我们的平台始终以可信赖和完善的治理能力为核心。”","特纳也承认，用内部系统替代外部 SaaS 并非没有代价。他说， 系统维护“绝对是最具挑战性的部分之一”。","与此同时，Curative 在 Anthropic 上的支出却快速增长，因为公司不断发现 AI 的新应用场景。","特纳表示：“过去六七个月，我们支付给 Anthropic 的费用几乎每个月都增长了 6 倍，从最初每月几万美元，已经增长到现在每月数百万美元。最终，我们肯定需要控制这种增长，否则成本会变得不合理。但问题是，我们总能不断发现新的 AI 应用。”","不过，他认为，即使 Anthropic 将价格提高五倍，Curative 的整体投入产出比依然划算。特纳举例称，公司目前拥有一个名为 Gwen 的定制 AI 智能体，专门负责与医生及其他医疗服务提供方谈判合同。","他说，在引入 AI 之前，公司完成一份合同的平均成本约为 1500 至 2000 美元（现汇率约合 10167 至 13556 元人民币），而 Gwen 的平均成本仅约 70 美元（现汇率约合 474.5 元人民币）。","他说：“我们的思路是，既然已经有了 AI 智能体，那么今年就可以完成去年 10 倍数量的合同。未来我们还希望做到 20 倍。相比完全依赖人工团队，我们能够处理远远更多的业务量。”","截至发稿，Curative 尚未回应媒体的置评请求，而 Salesforce 则拒绝发表评论。"],"articleImages":[{"sourceUrl":"https://img.ithome.com/newsuploadfiles/2026/7/fd64f548-2344-4155-b994-6ab047273fb9.jpg","alt":"","afterParagraph":0,"url":"/media/articles/cmruj77fq0haubi07bxj0judd/57fcb7f075872a5f.jpg"}],"mediaStatus":"ok","articleBodyZh":[],"translationStatus":"","bodyOrigin":"source-page","editorial":{"summary":"Aioga 编辑摘要：美国健康保险公司 Curative 创始人 Fred Turner 认同\"SaaS 末日\"论，称公司已终止每年 60 万美元的 Salesforce 合同，并用 AI 编程两个月自研了 CRM 系统。 Aioga 将其归入「行业动态」方向，重点关注它对真实使用和行业竞争的影响。","background":"背景分析：公司与行业类动态需要放在竞争格局、商业化路径、资本信号和监管环境中观察，单条公告不能代表最终结果。","viewpoint":"Aioga 判断：这条动态更适合作为行业观察信号，当前信息足以建立线索，但不足以推导长期结论。","implications":"影响分析：对相关团队而言，短期应先核对来源、可用范围和实际成本，再判断是否值得接入或跟进。","nextStep":"后续观察：继续观察官方文件、合作落地、收入或用户信号、竞品动作和监管后续。","evidenceRefs":["title","summary","articleBody"],"confidence":"medium","status":"published","aiGenerated":false,"autoApproved":true,"generatedBy":"rule-safe-fallback","generatedAt":"2026-07-23T06:49:19.078Z","sourceHash":"fdc93a49312728ca","validation":{"passed":true,"mode":"rule-safe-fallback","checks":["schema","length","source-attribution","no-html"]}},"tags":["行业动态","IT之家（RSS）"],"translations":{"zh-CN":{"title":"Curative 创始人认同\"SaaS 末日\"论，称用 AI 两个月自研 CRM 替代 Salesforce","summary":"美国健康保险公司 Curative 创始人 Fred Turner 认同\"SaaS 末日\"论，称公司已终止每年 60 万美元的 Salesforce 合同，并用 AI 编程两个月自研了 CRM 系统。Curative 计划今年削减约 80% 的 SaaS 支出，转投 AI。其定制 AI 智能体 Gwen 将合同谈判平均成本从 1500-2000 美元降至约 70 美元。","category":"行业动态","source":"IT之家","aggregationSource":"IT之家（RSS）","pageTitle":"Curative 创始人认同\"SaaS 末日\"论，称用 AI 两个月自研 CRM 替代 Salesforce - Aioga AI资讯","description":"美国健康保险公司 Curative 创始人 Fred Turner 认同\"SaaS 末日\"论，称公司已终止每年 60 万美元的 Salesforce 合同，并用 AI 编程两个月自研了 CRM 系统。Curative 计划今年削减约 80% 的 SaaS 支出，转投 AI。其定制 AI 智能体 Gwen 将合同谈判平均成本从 1500-2000 美元降至约...","url":"https://www.aioga.com/news/cmruj77fq0haubi07bxj0judd/"},"en":{"title":"Curative founder agrees with the 'SaaS doomsday' theory, claiming to replace Salesforce with a self-developed CRM using AI in two months","summary":"Fred Turner, founder of the American health insurance company Curative, agrees with the 'SaaS doomsday' theory, stating that the company has terminated its $600,000 annual Salesforce contract and developed its own CRM system with AI programming in two months. Curative plans to reduce about 80% of its SaaS spending this year and invest in AI instead. Its custom AI agent Gwen has reduced the average cost of contract negotiations from $1,500-$2,000 to about $70.","category":"Industry","source":"IT之家（RSS）","aggregationSource":"IT之家（RSS）","pageTitle":"Curative founder agrees with the 'SaaS doomsday' theory, claiming to replace Salesforce with a self-developed CRM using AI in two months - Aioga AI News","description":"Fred Turner, founder of the American health insurance company Curative, agrees with the 'SaaS doomsday' theory, stating that the company has terminated its $600,000 annual Salesfor...","url":"https://www.aioga.com/en/news/cmruj77fq0haubi07bxj0judd/","contentTranslated":true,"sourceHash":"58137e94c262f42d","translatedAt":"2026-07-22T23:22:53.622Z"},"ja":{"title":"Curative の創業者は「SaaS の終末」論に賛同し、AI を用いてわずか2か月で自社開発の CRM を Salesforce の代わりにしたと語った","summary":"アメリカの健康保険会社 Curative の創設者フレッド・ターナーは「SaaS 終焉」論を支持し、同社は年間 60 万ドルの Salesforce 契約を終了し、AI を使って 2 か月で自社 CRM システムを開発したと述べた。Curative は今年、SaaS 支出を約 80% 削減し、AI に投資する予定である。同社のカスタム AI エージェント Gwen は、契約交渉の平均コストを 1500-2000 ドルから約 70 ドルに引き下げた。","category":"業界動向","source":"IT之家（RSS）","aggregationSource":"IT之家（RSS）","pageTitle":"Curative の創業者は「SaaS の終末」論に賛同し、AI を用いてわずか2か月で自社開発の CRM を Salesforce の代わりにしたと語った - Aioga AIニュース","description":"アメリカの健康保険会社 Curative の創設者フレッド・ターナーは「SaaS 終焉」論を支持し、同社は年間 60 万ドルの Salesforce 契約を終了し、AI を使って 2 か月で自社 CRM システムを開発したと述べた。Curative は今年、SaaS 支出を約 80% 削減し、AI に投資する予定である。同社のカスタム AI エージェント G...","url":"https://www.aioga.com/ja/news/cmruj77fq0haubi07bxj0judd/","contentTranslated":true,"sourceHash":"58137e94c262f42d","translatedAt":"2026-07-22T23:23:03.253Z"},"ko":{"title":"Curative 창립자는 'SaaS 종말'론을 동의하며, AI를 사용해 두 달 만에 자체 개발한 CRM으로 Salesforce를 대체했다고 밝혔다","summary":"미국 건강보험 회사 Curative 창립자 Fred Turner는 'SaaS 종말'론을 인정하며, 회사는 연간 60만 달러의 Salesforce 계약을 종료하고 AI로 2개월 만에 자체 CRM 시스템을 개발했다고 밝혔다. Curative는 올해 SaaS 지출을 약 80% 줄이고 AI로 전환할 계획이다. 그의 맞춤형 AI 에이전트 Gwen은 계약 협상 평균 비용을 1500~2000달러에서 약 70달러로 낮췄다.","category":"업계 동향","source":"IT之家（RSS）","aggregationSource":"IT之家（RSS）","pageTitle":"Curative 창립자는 'SaaS 종말'론을 동의하며, AI를 사용해 두 달 만에 자체 개발한 CRM으로 Salesforce를 대체했다고 밝혔다 - Aioga AI 뉴스","description":"미국 건강보험 회사 Curative 창립자 Fred Turner는 'SaaS 종말'론을 인정하며, 회사는 연간 60만 달러의 Salesforce 계약을 종료하고 AI로 2개월 만에 자체 CRM 시스템을 개발했다고 밝혔다. Curative는 올해 SaaS 지출을 약 80% 줄이고 AI로 전환할 계획이다. 그의 맞춤형 AI...","url":"https://www.aioga.com/ko/news/cmruj77fq0haubi07bxj0judd/","contentTranslated":true,"sourceHash":"58137e94c262f42d","translatedAt":"2026-07-22T23:23:44.752Z"},"es":{"title":"El fundador de Curative está de acuerdo con la teoría del 'fin del SaaS', y afirma que reemplazó Salesforce con un CRM desarrollado internamente usando IA en dos meses","summary":"Fred Turner, fundador de la compañía de seguros de salud estadounidense Curative, está de acuerdo con la teoría del 'fin del SaaS', mencionando que la empresa ha cancelado su contrato anual de 600,000 dólares con Salesforce y desarrolló internamente un sistema CRM en dos meses utilizando programación con IA. Curative planea reducir este año aproximadamente un 80% de sus gastos en SaaS y reinvertir en IA. Su agente inteligente personalizado con IA, Gwen, ha reducido el costo promedio de negociar contratos de 1,500-2,000 dólares a aproximadamente 70 dólares.","category":"Industria","source":"IT之家（RSS）","aggregationSource":"IT之家（RSS）","pageTitle":"El fundador de Curative está de acuerdo con la teoría del 'fin del SaaS', y afirma que reemplazó Salesforce con un CRM desarrollado internamente usando IA en dos meses - Aioga Noticias de IA","description":"Fred Turner, fundador de la compañía de seguros de salud estadounidense Curative, está de acuerdo con la teoría del 'fin del SaaS', mencionando que la empresa ha cancelado su contr...","url":"https://www.aioga.com/es/news/cmruj77fq0haubi07bxj0judd/","contentTranslated":true,"sourceHash":"58137e94c262f42d","translatedAt":"2026-07-22T23:23:41.879Z"},"fr":{"title":"Le fondateur de Curative adhère à la théorie de la « fin du SaaS » et déclare avoir remplacé Salesforce par un CRM développé en interne en deux mois grâce à l'IA.","summary":"Fred Turner, fondateur de la compagnie d'assurance santé américaine Curative, approuve la théorie de la \"fin du SaaS\", déclarant que l'entreprise a mis fin à son contrat Salesforce annuel de 600 000 dollars et a utilisé l'intelligence artificielle pour développer son propre système CRM en deux mois. Curative prévoit de réduire cette année d'environ 80% ses dépenses SaaS pour se tourner vers l'IA. Son agent intelligent personnalisé AI, Gwen, a réduit le coût moyen des négociations de contrat de 1500-2000 dollars à environ 70 dollars.","category":"Industrie","source":"IT之家（RSS）","aggregationSource":"IT之家（RSS）","pageTitle":"Le fondateur de Curative adhère à la théorie de la « fin du SaaS » et déclare avoir remplacé Salesforce par un CRM développé en interne en deux mois grâce à l'IA. - Aioga Actualités IA","description":"Fred Turner, fondateur de la compagnie d'assurance santé américaine Curative, approuve la théorie de la \"fin du SaaS\", déclarant que l'entreprise a mis fin à son contrat Salesforce...","url":"https://www.aioga.com/fr/news/cmruj77fq0haubi07bxj0judd/","contentTranslated":true,"sourceHash":"58137e94c262f42d","translatedAt":"2026-07-22T23:24:23.823Z"},"de":{"title":"Der Gründer von Curative stimmt der Theorie vom „SaaS-Ende“ zu und sagt, dass er mit AI in zwei Monaten ein selbst entwickeltes CRM entwickelt hat, das Salesforce ersetzt.","summary":"Der Gründer der US-amerikanischen Krankenversicherung Curative, Fred Turner, stimmt der Theorie vom \"SaaS-Ende\" zu und erklärt, dass das Unternehmen den Salesforce-Vertrag über 600.000 US-Dollar pro Jahr beendet und innerhalb von zwei Monaten mit Hilfe von KI ein eigenes CRM-System programmiert hat. Curative plant, in diesem Jahr etwa 80 % der SaaS-Ausgaben zu kürzen und in KI zu investieren. Ihre maßgeschneiderte KI-Agentin Gwen senkt die durchschnittlichen Vertragsverhandlungskosten von 1.500–2.000 US-Dollar auf etwa 70 US-Dollar.","category":"行业动态","source":"IT之家（RSS）","aggregationSource":"IT之家（RSS）","pageTitle":"Der Gründer von Curative stimmt der Theorie vom „SaaS-Ende“ zu und sagt, dass er mit AI in zwei Monaten ein selbst entwickeltes CRM entwickelt hat, das Salesforce ersetzt. - Aioga KI-News","description":"Der Gründer der US-amerikanischen Krankenversicherung Curative, Fred Turner, stimmt der Theorie vom \"SaaS-Ende\" zu und erklärt, dass das Unternehmen den Salesforce-Vertrag über 600...","url":"https://www.aioga.com/de/news/cmruj77fq0haubi07bxj0judd/","contentTranslated":true,"sourceHash":"58137e94c262f42d","translatedAt":"2026-07-22T23:24:24.380Z"},"pt-BR":{"title":"O fundador da Curative concorda com a teoria do 'apocalipse do SaaS' e afirma ter substituído o Salesforce por um CRM desenvolvido internamente com IA em dois meses","summary":"Fred Turner, fundador da empresa americana de seguro saúde Curative, concorda com a teoria do \"fim do SaaS\" e afirmou que a empresa encerrou o contrato anual de 600 mil dólares com a Salesforce e programou um sistema de CRM próprio em dois meses usando IA. A Curative planeja reduzir cerca de 80% dos gastos com SaaS este ano, investindo em IA. Seu agente inteligente personalizado de IA, Gwen, reduziu o custo médio de negociação de contratos de 1.500-2.000 dólares para cerca de 70 dólares.","category":"行业动态","source":"IT之家（RSS）","aggregationSource":"IT之家（RSS）","pageTitle":"O fundador da Curative concorda com a teoria do 'apocalipse do SaaS' e afirma ter substituído o Salesforce por um CRM desenvolvido internamente com IA em dois meses - Aioga Notícias de IA","description":"Fred Turner, fundador da empresa americana de seguro saúde Curative, concorda com a teoria do \"fim do SaaS\" e afirmou que a empresa encerrou o contrato anual de 600 mil dólares com...","url":"https://www.aioga.com/pt-BR/news/cmruj77fq0haubi07bxj0judd/","contentTranslated":true,"sourceHash":"58137e94c262f42d","translatedAt":"2026-07-22T23:25:03.501Z"},"ru":{"title":"Основатель Curative согласен с теорией «конца SaaS», заявив, что за два месяца с помощью ИИ разработал собственную CRM, чтобы заменить Salesforce","summary":"Основатель американской страховой компании Curative Фред Тернер согласен с теорией «конца эры SaaS», заявив, что компания прекратила контракт с Salesforce стоимостью 600 тысяч долларов в год и за два месяца с помощью AI самостоятельно разработала систему CRM. Curative планирует в этом году сократить около 80% расходов на SaaS и перейти на AI. Их индивидуальный AI-агент Gwen снизил среднюю стоимость ведения переговоров по контрактам с 1500-2000 долларов до примерно 70 долларов.","category":"行业动态","source":"IT之家（RSS）","aggregationSource":"IT之家（RSS）","pageTitle":"Основатель Curative согласен с теорией «конца SaaS», заявив, что за два месяца с помощью ИИ разработал собственную CRM, чтобы заменить Salesforce - Aioga Новости ИИ","description":"Основатель американской страховой компании Curative Фред Тернер согласен с теорией «конца эры SaaS», заявив, что компания прекратила контракт с Salesforce стоимостью 600 тысяч долл...","url":"https://www.aioga.com/ru/news/cmruj77fq0haubi07bxj0judd/","contentTranslated":true,"sourceHash":"58137e94c262f42d","translatedAt":"2026-07-22T23:25:07.178Z"},"ar":{"title":"مؤسس Curative يوافق على نظرية \"نهاية SaaS\"، ويقول إنه استخدم الذكاء الاصطناعي لتطوير CRM داخلي خلال شهرين ليحل محل Salesforce","summary":"مؤسس شركة التأمين الصحي الأمريكية Curative، فريد تيرنر، يوافق على نظرية \"نهاية SaaS\"، ويقول إن الشركة أنهت عقد Salesforce السنوي الذي كان قيمته 600 ألف دولار، واستخدمت البرمجة بالذكاء الاصطناعي لتطوير نظام CRM خاص بها خلال شهرين. تخطط Curative هذا العام لتقليل حوالي 80٪ من نفقات SaaS، والتحول إلى الذكاء الاصطناعي. وقد خفضت وكيلها الذكي المخصص للذكاء الاصطناعي Gwen متوسط تكلفة التفاوض على العقود من 1500-2000 دولار إلى حوالي 70 دولارًا.","category":"行业动态","source":"IT之家（RSS）","aggregationSource":"IT之家（RSS）","pageTitle":"مؤسس Curative يوافق على نظرية \"نهاية SaaS\"، ويقول إنه استخدم الذكاء الاصطناعي لتطوير CRM داخلي خلال شهرين ليحل محل Salesforce - Aioga أخبار الذكاء الاصطناعي","description":"مؤسس شركة التأمين الصحي الأمريكية Curative، فريد تيرنر، يوافق على نظرية \"نهاية SaaS\"، ويقول إن الشركة أنهت عقد Salesforce السنوي الذي كان قيمته 600 ألف دولار، واستخدمت البرمجة بالذ...","url":"https://www.aioga.com/ar/news/cmruj77fq0haubi07bxj0judd/","contentTranslated":true,"sourceHash":"58137e94c262f42d","translatedAt":"2026-07-22T23:25:52.035Z"},"hi":{"title":"Curative के संस्थापक का 'SaaS अंत' के विचार से सहमति, कहते हैं कि AI का उपयोग करके दो महीने में स्वयं विकसित CRM ने Salesforce को प्रतिस्थापित किया","summary":"अमेरिकी हेल्थ इंश्योरेंस कंपनी Curative के संस्थापक Fred Turner ने \"SaaS अंत\" के सिद्धांत को स्वीकार किया, और कहा कि कंपनी ने सालाना 6 लाख डॉलर के Salesforce अनुबंध को समाप्त कर दिया है, और AI का उपयोग करके दो महीने में स्वयं का CRM सिस्टम विकसित किया। Curative इस साल अपने SaaS खर्च में लगभग 80% की कटौती करने की योजना बना रही है और AI में निवेश करेगी। उनका कस्टम AI एजेंट Gwen अनुबंध वार्ता की औसत लागत को 1500-2000 डॉलर से घटाकर लगभग 70 डॉलर कर देता है।","category":"行业动态","source":"IT之家（RSS）","aggregationSource":"IT之家（RSS）","pageTitle":"Curative के संस्थापक का 'SaaS अंत' के विचार से सहमति, कहते हैं कि AI का उपयोग करके दो महीने में स्वयं विकसित CRM ने Salesforce को प्रतिस्थापित किया - Aioga AI समाचार","description":"अमेरिकी हेल्थ इंश्योरेंस कंपनी Curative के संस्थापक Fred Turner ने \"SaaS अंत\" के सिद्धांत को स्वीकार किया, और कहा कि कंपनी ने सालाना 6 लाख डॉलर के Salesforce अनुबंध को समाप्त कर दि...","url":"https://www.aioga.com/hi/news/cmruj77fq0haubi07bxj0judd/","contentTranslated":true,"sourceHash":"58137e94c262f42d","translatedAt":"2026-07-22T23:25:51.926Z"},"it":{"title":"Il fondatore di Curative concorda con la teoria del 'tramonto del SaaS', affermando di aver sviluppato autonomamente un CRM con l'AI in due mesi per sostituire Salesforce","summary":"Il fondatore della compagnia assicurativa sanitaria americana Curative, Fred Turner, concorda con la teoria della \"fine del SaaS\", affermando che l'azienda ha terminato il contratto annuale da 600.000 dollari con Salesforce e ha sviluppato un sistema CRM interno in due mesi utilizzando la programmazione AI. Curative prevede di ridurre quest'anno circa l'80% della spesa per SaaS, investendo nell'AI. Il suo agente AI personalizzato Gwen ha ridotto il costo medio per la negoziazione dei contratti da 1.500-2.000 dollari a circa 70 dollari.","category":"行业动态","source":"IT之家（RSS）","aggregationSource":"IT之家（RSS）","pageTitle":"Il fondatore di Curative concorda con la teoria del 'tramonto del SaaS', affermando di aver sviluppato autonomamente un CRM con l'AI in due mesi per sostituire Salesforce - Aioga Notizie IA","description":"Il fondatore della compagnia assicurativa sanitaria americana Curative, Fred Turner, concorda con la teoria della \"fine del SaaS\", affermando che l'azienda ha terminato il contratt...","url":"https://www.aioga.com/it/news/cmruj77fq0haubi07bxj0judd/","contentTranslated":true,"sourceHash":"58137e94c262f42d","translatedAt":"2026-07-22T23:26:31.069Z"},"nl":{"title":"De oprichter van Curative stemt in met de 'SaaS-apocalyps'-theorie en zegt dat hij met behulp van AI in twee maanden een zelfontwikkelde CRM heeft gemaakt ter vervanging van Salesforce","summary":"De oprichter van het Amerikaanse ziektekostenverzekeringsbedrijf Curative, Fred Turner, is het eens met de theorie van het \"SaaS-einde\" en zei dat het bedrijf het jaarlijkse 600.000 dollar durende Salesforce-contract heeft beëindigd en in twee maanden met AI zijn eigen CRM-systeem heeft ontwikkeld. Curative is van plan dit jaar ongeveer 80% van de SaaS-uitgaven te verminderen en te investeren in AI. Hun op maat gemaakte AI-agent Gwen heeft de gemiddelde kosten van contractonderhandelingen verlaagd van 1.500-2.000 dollar naar ongeveer 70 dollar.","category":"行业动态","source":"IT之家（RSS）","aggregationSource":"IT之家（RSS）","pageTitle":"De oprichter van Curative stemt in met de 'SaaS-apocalyps'-theorie en zegt dat hij met behulp van AI in twee maanden een zelfontwikkelde CRM heeft gemaakt ter vervanging van Salesforce - Aioga AI-nieuws","description":"De oprichter van het Amerikaanse ziektekostenverzekeringsbedrijf Curative, Fred Turner, is het eens met de theorie van het \"SaaS-einde\" en zei dat het bedrijf het jaarlijkse 600.00...","url":"https://www.aioga.com/nl/news/cmruj77fq0haubi07bxj0judd/","contentTranslated":true,"sourceHash":"58137e94c262f42d","translatedAt":"2026-07-22T23:26:31.537Z"},"tr":{"title":"Curative kurucusu \"SaaS kıyameti\" teorisini benimsiyor, AI kullanarak iki ayda kendi CRM'ini geliştirip Salesforce yerine geçirdiğini söylüyor","summary":"Amerikan sağlık sigortası şirketi Curative’in kurucusu Fred Turner, \"SaaS kıyameti\" görüşünü benimsedi; şirketin yıllık 600.000 dolarlık Salesforce sözleşmesini sonlandırdığını ve AI kullanarak iki ayda kendi CRM sistemlerini geliştirdiğini söyledi. Curative, bu yıl SaaS harcamalarını yaklaşık %80 oranında azaltmayı ve AI’ya yönelmeyi planlıyor. Özelleştirilmiş AI ajanı Gwen, sözleşme müzakerelerinin ortalama maliyetini 1500-2000 dolardan yaklaşık 70 dolara düşürdü.","category":"行业动态","source":"IT之家（RSS）","aggregationSource":"IT之家（RSS）","pageTitle":"Curative kurucusu \"SaaS kıyameti\" teorisini benimsiyor, AI kullanarak iki ayda kendi CRM'ini geliştirip Salesforce yerine geçirdiğini söylüyor - Aioga AI Haberleri","description":"Amerikan sağlık sigortası şirketi Curative’in kurucusu Fred Turner, \"SaaS kıyameti\" görüşünü benimsedi; şirketin yıllık 600.000 dolarlık Salesforce sözleşmesini sonlandırdığını ve...","url":"https://www.aioga.com/tr/news/cmruj77fq0haubi07bxj0judd/","contentTranslated":true,"sourceHash":"58137e94c262f42d","translatedAt":"2026-07-22T23:27:13.497Z"},"vi":{"title":"Người sáng lập Curative đồng tình với lý thuyết 'ngày tận thế SaaS', cho biết đã sử dụng AI để tự phát triển CRM trong hai tháng thay thế Salesforce","summary":"Người sáng lập công ty bảo hiểm y tế Mỹ Curative, Fred Turner, đồng tình với học thuyết 'ngày tận thế của SaaS', cho biết công ty đã chấm dứt hợp đồng Salesforce trị giá 600.000 USD mỗi năm và lập trình AI để tự phát triển hệ thống CRM trong hai tháng. Curative có kế hoạch cắt giảm khoảng 80% chi phí SaaS trong năm nay và chuyển sang AI. Thông minh nhân tạo tùy chỉnh Gwen của họ đã giúp giảm chi phí trung bình cho mỗi cuộc đàm phán hợp đồng từ 1.500-2.000 USD xuống khoảng 70 USD.","category":"行业动态","source":"IT之家（RSS）","aggregationSource":"IT之家（RSS）","pageTitle":"Người sáng lập Curative đồng tình với lý thuyết 'ngày tận thế SaaS', cho biết đã sử dụng AI để tự phát triển CRM trong hai tháng thay thế Salesforce - Tin tức AI Aioga","description":"Người sáng lập công ty bảo hiểm y tế Mỹ Curative, Fred Turner, đồng tình với học thuyết 'ngày tận thế của SaaS', cho biết công ty đã chấm dứt hợp đồng Salesforce trị giá 600.000 US...","url":"https://www.aioga.com/vi/news/cmruj77fq0haubi07bxj0judd/","contentTranslated":true,"sourceHash":"58137e94c262f42d","translatedAt":"2026-07-22T23:27:11.291Z"},"id":{"title":"Pendiri Curative setuju dengan teori 'kiamat SaaS', mengatakan menggunakan AI untuk mengembangkan CRM sendiri dalam dua bulan untuk menggantikan Salesforce","summary":"Pendiri perusahaan asuransi kesehatan Amerika Curative, Fred Turner, setuju dengan teori 'kiamat SaaS', menyatakan perusahaan telah menghentikan kontrak Salesforce senilai 600.000 dolar per tahun dan menggunakan AI untuk memprogram sistem CRM sendiri dalam dua bulan. Curative berencana tahun ini mengurangi sekitar 80% pengeluaran SaaS, beralih ke AI. Agen AI khususnya, Gwen, menurunkan biaya rata-rata negosiasi kontrak dari 1.500-2.000 dolar menjadi sekitar 70 dolar.","category":"行业动态","source":"IT之家（RSS）","aggregationSource":"IT之家（RSS）","pageTitle":"Pendiri Curative setuju dengan teori 'kiamat SaaS', mengatakan menggunakan AI untuk mengembangkan CRM sendiri dalam dua bulan untuk menggantikan Salesforce - Berita AI Aioga","description":"Pendiri perusahaan asuransi kesehatan Amerika Curative, Fred Turner, setuju dengan teori 'kiamat SaaS', menyatakan perusahaan telah menghentikan kontrak Salesforce senilai 600.000...","url":"https://www.aioga.com/id/news/cmruj77fq0haubi07bxj0judd/","contentTranslated":true,"sourceHash":"58137e94c262f42d","translatedAt":"2026-07-22T23:27:52.471Z"},"th":{"title":"ผู้ก่อตั้ง Curative เห็นด้วยกับทฤษฎี 'วันสิ้นโลกของ SaaS' กล่าวว่าการใช้ AI พัฒนา CRM ด้วยตัวเองในเวลา 2 เดือนเพื่อทดแทน Salesforce","summary":"ผู้ก่อตั้งบริษัทประกันสุขภาพสหรัฐฯ Curative Fred Turner เห็นด้วยกับทฤษฎี 'วันสิ้นโลกของ SaaS' โดยกล่าวว่าบริษัทได้ยกเลิกสัญญา Salesforce ปีละ 600,000 ดอลลาร์ และใช้ AI เขียนโปรแกรมพัฒนาระบบ CRM เองภายในสองเดือน Curative วางแผนที่จะลดค่าใช้จ่าย SaaS ประมาณ 80% ในปีนี้ และหันไปลงทุนกับ AI ตัวแทนอัจฉริยะ AI ที่ปรับแต่งเองของบริษัท Gwen ช่วยลดค่าใช้จ่ายเฉลี่ยในการเจรจาสัญญาจาก 1,500-2,000 ดอลลาร์ เหลือประมาณ 70 ดอลลาร์","category":"行业动态","source":"IT之家（RSS）","aggregationSource":"IT之家（RSS）","pageTitle":"ผู้ก่อตั้ง Curative เห็นด้วยกับทฤษฎี 'วันสิ้นโลกของ SaaS' กล่าวว่าการใช้ AI พัฒนา CRM ด้วยตัวเองในเวลา 2 เดือนเพื่อทดแทน Salesforce - ข่าว AI Aioga","description":"ผู้ก่อตั้งบริษัทประกันสุขภาพสหรัฐฯ Curative Fred Turner เห็นด้วยกับทฤษฎี 'วันสิ้นโลกของ SaaS' โดยกล่าวว่าบริษัทได้ยกเลิกสัญญา Salesforce ปีละ 600,000 ดอลลาร์ และใช้ AI เขียนโปรแกรม...","url":"https://www.aioga.com/th/news/cmruj77fq0haubi07bxj0judd/","contentTranslated":true,"sourceHash":"58137e94c262f42d","translatedAt":"2026-07-22T23:27:59.135Z"},"pl":{"title":"Założyciel Curative zgadza się z tezą o 'końcu SaaS', twierdząc, że w dwa miesiące opracowali własny CRM oparty na AI, który zastępuje Salesforce","summary":"Założyciel amerykańskiej firmy ubezpieczeniowej Curative, Fred Turner, zgadza się z teorią o „końcu SaaS”, twierdząc, że firma zakończyła roczny kontrakt z Salesforce o wartości 600 tysięcy dolarów i w dwa miesiące przy użyciu AI zaprogramowała własny system CRM. Curative planuje w tym roku zmniejszyć wydatki na SaaS o około 80% i zainwestować w AI. Jej dostosowany inteligentny agent AI, Gwen, obniżył średni koszt negocjacji kontraktu z 1500-2000 dolarów do około 70 dolarów.","category":"行业动态","source":"IT之家（RSS）","aggregationSource":"IT之家（RSS）","pageTitle":"Założyciel Curative zgadza się z tezą o 'końcu SaaS', twierdząc, że w dwa miesiące opracowali własny CRM oparty na AI, który zastępuje Salesforce - Aioga Wiadomości AI","description":"Założyciel amerykańskiej firmy ubezpieczeniowej Curative, Fred Turner, zgadza się z teorią o „końcu SaaS”, twierdząc, że firma zakończyła roczny kontrakt z Salesforce o wartości 60...","url":"https://www.aioga.com/pl/news/cmruj77fq0haubi07bxj0judd/","contentTranslated":true,"sourceHash":"58137e94c262f42d","translatedAt":"2026-07-22T23:28:47.054Z"}}}}